Cash Train for Responsible Lending and Borrowing

Responsible Borrowing

As a responsible UK payday loan broker, it is our duty to lead the way in responsible lending and borrowing. We never charge our customers a fee for using our service - it is 100% free to use.

That is why the lending costs are displayed very clearly on every page of the website as well as an example of the representative APR. While we encourage customers to use our product when they have a short term cash flow problem, responsible borrowing is strongly encouraged.

Payday loans are never encouraged for longer term money problems or debts, and visitors to the site are warned very strongly against such borrowing as it will only further impact on an already difficult situation. Customers are also encouraged to limit the amount they borrow to only what they really need as the more they borrow, the more interest they will have to repay.

Cash loans are a great for short term emergencies and if used wisely - when you know you can repay easily and on time.

Industry Regulated

Cash Train is licensed by the OFT - The Office of Fair Trading.

Safe and Secure Data Processing

We take data security seriously and so every application made via our website is sent securely to us.
If you'd like to double check this, click on the security logo found in the bottom right of all pages during the apply process for more infomation on our security certificate issued by Thawte.