Select Loan Amount
Check You Qualify
  • Over 18 Years Old
  • Employed UK Resident
  • Paid Regularly over £500 a Month
  • Wages Paid into Your Bank Account
Apply Now

Representative APR 1940.5% Example:
An example loan of £750 over a period of 28 days with a fixed rate at £25 per every £100 borrowed (which is a fixed annual interest rate of 300%), the total amount repayable in a one lump sum payment on the next payday would be £937.50 and the representative APR would be 1940.5% APR.

Cash Train - As Seen on TV!

Cash Train TV Ad, September 2011

As Seen on TV Sky Sports News Sky News Dave E4 Watch More 4 Gold Q E4 Plus 1 Kerrang BOX 4 Music Magic Really

What are payday loans

Payday Loans are very short term loans typically for under 30 days in length and an average of £250. These loans are becoming very well known in the UK and there is quite some controversy over the Representative APR on these products being so high. The APR of a product stands for Annual Percentage Rate and is the amount of interest that is payable on a loan over a whole year. As with most statistics, it is quite difficult to accurately review this type of product based only on its APR. The reality is that these loans are designed only to be short term loans, typically over no more than 30 days. This means that the money is often paid back within 30 days and so the annual rate of interest on the loan is never payable.

Cash Train is a safe place to apply for a Payday Loan because our site is licenced, regulated and monitored continuously by the Office of Fair Trading. We ensure that we only work with use the latest technology and security to ensure that your applications are handled with the care that you would expect from a reputable company. We do not sell your data to any third parties ensuring that your identity is kept safe and that you can safely and simply find a loan product suitable to your status and requirements.

Apply Now

Cash Train - Comparison

How we compare

Comparison table

Wonga is a trading
style of Ltd
How much can new customers borrow? Up to £2,000 Up to £400
What is the maximum loan duration? 7 Months 42 Days
What is the representative APR? 1940.5% 5853%
Is it possible to top-up my loan? Yes No
Could I repay in instalments? Yes No
2 Minute Application for Cash in 1 Hour